Mortgage Banker - Loan Officer

Do you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams? If so, we’d love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. If you are looking to take the next step in your career, apply now!Compensation:

$150,000 - $200,000 yearly

Responsibilities:

• Establish and maintain relationships with realtors, bank officers, builders, and the community at large in order to retain existing and attract new business
• Maintain an active rolling pipeline of funding per our guidelines
• Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies and other related industry professionals
• Assist borrowers in selecting loan programs that best fit their financial goals and needs
• Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters

• Ensure loans meet Federal, State, and Lender compliance guidelines
• Cultivate relationships with Agents, Title Attorneys, Builders, Accountants, Financial Planners, and other professionals related to the real estate industry
• Analyze and verify loan applications (income, asset, tax returns) to determine creditworthiness and identify potential risks and concerns
• Communicate with clients, and internal & external stakeholders to ensure a smooth and efficient process
• Monitors industry news and current events that may impact the Mortgage industry
• Manage your loan pipeline effectively
• Monitor Market conditions for current and past clients and identify business opportunities
• Generate loan volume through various marketing efforts and channels

Qualifications:

• Several years of experience in real estate, mortgage origination, or lending required
• Requires compliance with lending regulations and bank underwriting guidelines and lending policies
• Understand a variety of loans such as: FHA, VA, USDA, conventional, fixed/ adjustable, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit
• Exceptional decision-making ability, superior written and verbal communication skills, and superb interpersonal and customer service skills required
• Understanding of loan originator software such as Experian, LendingWise, or Calyx, and Office Suite highly preferred

• Ability and skills to develop and nurture professional relationships
• Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-QM Loans, FNMA and FHLMC, and Home Equity Lines of Credit. Commercial and SBA loan experience advantageous
• Experience with MS Office Suite and loan-originating software such as Loanzify, and Lending Pad
• Current vs. Inactive NMLS State License or Federal NMLS Registration
• Requires compliance with lending regulations and underwriting guidelines and policies
• Excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability
• Experience in real estate, mortgage origination, or lending required
• Banking, business, real estate, or related Bachelor’s degree required

About Company

• Marketing support with CRM and other platforms that promote your business
• Excellent commission-based structure
• Many loan type to fit your Borrowers' needs
• Success coaching, mentoring, and training programs