Loan Officer Assistant Jobs

Job Details
Job Location
Baltimore MD - Ellicott City, MD
Description
Why Churchill Mortgage?
Churchill Mortgage began in 1992 with the core value of providing the highest level of integrity to each and every customer, meaning we tell our customers what is best for them even when it means we won't close their loan. We have found over and over again that treating people the way we want to be treated is not only the right thing to do, but it builds lasting relationships. Churchill Mortgage proudly embraces the sound financial principles, as heard on the Dave Ramsey Show.
Basic Function
To assist a Home Loan Specialist(s) (HLS) coordinate the approval or disapproval of loan applications, including but not limited to, collecting documents, maintaining communication with borrowers, etc.
Responsibilities

• Scrub files when contracts come in.
• Must be licensed.
• Perform pre-qualification assessments based on borrower’s financial profile.
• Follow up on Loan Officer Prequals.
• Send cards to prospects.
• Send cards to listing agents on new contracts.
• Disclose files when contract comes in/send team intro email for file
• Research borrower’s qualifications for best program options.
• Trouble shoot AUS on files.
• Take applications when phone interviews are requested.
• Price out and lock in loans/extend rate locks
• Call clients who started loan apps and did not complete.
• Compile financial data for clients to review for preapprovals.
• Download and work up any online applications that come in online.

Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education/Experience

• Possess an understanding of different loan products, such as conventional loans, FHA, VA, non-conforming, etc.
• 2-3 years of mortgage origination/sales experience required
• Active NMLS License required
• Computer proficiency required including MS Office; Encompass, some CRM, MLS, DU, and proprietary mortgage software preferred
• Bachelor's degree in finance, business administration, or a related field required
• Highly motivated and goal-oriented with excellent customer service and communication skills

Skills

• The ability to demonstrate patience, control, flexibility, and maintain quality and high productivity when dealing with customers and changing work demand.
• Critical thinking skills
• Ability to multi-task and operate in a high-volume, fast-paced environment.
• Ability to set priorities and demonstrate thoroughness and accuracy.
• Have a positive attitude and act ethically
• Ability to collaborate with employees, loan officers, and management to resolve issues.
• Flexibility to adapt to change
• Ability to communicate professionally in front of groups.
• Exceptional customer service, written, and verbal communication skills

Benefits
Churchill Mortgage’s generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, and Critical Illness insurance along with 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own The Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Language Ability
Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization.
Math Ability
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
Reasoning Ability
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Computer Skills
To perform this job successfully, an individual should have knowledge of Loan Origination Software.
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit; use hands; reach with hands and arms and talk or hear. The employee is required to stand and walk and interact with customers. Specific vision abilities required by this job include close vision and ability to adjust focus.
Other Requirements
Must be able to pass a criminal history information background check.
Churchill Mortgage Corporation is an Equal Opportunity Employer