Fraud Analyst Jobs

Rocky Mountain Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Rocky Mountain Bank is a growing dynamic organization with many locations offering uniquely different banking and financial solutions for businesses and personal clients. As a performance driven company, we strive to create a culture of excellence with high standards, and high values while providing outstanding growth and involvement opportunities for employees. Join a team that makes "Great Things Happen!"™

The Fraud Analyst independently reviews and investigates suspected fraudulent activity at Heartland and its member banks. This position will use various monitoring systems and reports to identify suspected fraudulent or suspicious activity. The role will research fraudulent and suspicious activity and take appropriate measures to validate transactions and prevent a loss. All confirmed fraudulent activity will be referred to the Fraud Investigator. In addition, any suspicious activity will be referred to the Financial Intelligence Unit.

Primary & Essential Responsibilities

• Acts as a backup to the BSA/AML Analysts.
• Provides member banks and departments guidance on fraud related issues.
• Refers confirmed fraudulent activity to the Fraud Investigator for further review.
• Monitors various fraud monitoring software for fraud alerts.
• Maintains a high level of confidentiality when compiling investigative information and escalating issues.
• Reviews daily and periodic fraud reports.
• Completes annual e-learning plan, attends external fraud training, and maintains knowledge of current and emerging fraud trends within the financial industry.
• Maintains compliance with applicable rules and regulations related to money laundering and other company policies and procedures.
• Interacts with member banks and customers to verify suspected fraudulent activity.
• Identifies and reports increase in fraud trends to the Fraud Program Manager.

Required Skills & Experience

• Strong customer service skills.
• 3-5 years of banking experience.
• Strong organizational, analytical, and critical thinking skills.
• Ability to meet deadlines and prioritize deliverables.
• Bachelor’s Degree in related field – Business, Accounting, or Criminal Justice.
• 1-3 years experience in BSA/AML, fraud investigations or related activity.
• Knowledge of Bank Secrecy Act compliance, and various fraud and money laundering typologies.
• Experience with AML/Fraud systems, preferred.
• Proficiency using Microsoft Office.
• Ability to work remotely with supervision high level of independence.
• Ability to maintain the highest level of confidentiality.

Occupational Certification

Certified Fraud Examiner (CFE) or Certified AML & Fraud Professional (CAFP), preferred

Scheduled Weekly Hours

40

Time Type

Full time

The Targeted Salary For This Role Is

$49,907.00 - $64,879.00

You may also be offered incentive compensation, and benefits. Benefits may include Medical, Dental, Vision, 401(k), Health Savings Account, Paid Time Off. Actual compensation may vary based on geographic location of the specific role as well as work experience, education, and skills of the selected candidate.