Director, Credit Data Strategy

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.

Summary: The director of global credit bureau strategy is a highly motivated and analytical leader who will manage PayPals credit bureau reporting function. This role will be a leadership role within PayPals credit risk organization supporting our global consumer lending business. This is an exciting opportunity for a bureau subject matter expert build out a robust global credit bureau function. You will be the credit risk owner for your domain, balancing customer needs, business requirements, legal/compliance, growth, and monetization considerations.

:

PayPals credit risk management team is looking for high energy multi-disciplined individual to lead our credit bureau reporting function. This individual is an expert in all aspect of credit bureau reporting to build out a robust function while maintain regulatory compliance. The role is a leadership position that will provide subject matter expertise in all areas of credit bureau reporting and dispute management. The credit bureau reporting manager will help oversee the execution of PayPal policy and procedures globally through analysis, identification of trends, build of new capabilities and developing remediation solutions

• You will be a thought leader and work with credit leaders to identify opportunities and risks
• Oversight and deep dive analysis to isolate issues and opportunities along with the strategies to provide proactive defense.
• You will interact with our global bureau partners to ensure compliance to regulatory policies
• You will build out a reporting and dispute function
• You will develop and execute on company policies
• You will interact directly with legal, risk, engineering, and operations to address regulatory issues, remediation actions and mitigation of risk issues
• Be responsible for partnering with the key team members including compliance, fair lending, legal, and products team to provide sound risk management, key product enhancements or new product developments with sound risk mitigation controls.

• Ability to prioritize and multi task
• Strong verbal and written communication skills
• Deep understanding of lending, fintech, payments a plus
• Experience across multiple geographies
• Minimum of 5-7 years credit bureau reporting experience at a bureau reporting agency, fintech, financial institution
• FCRA, credit dispute and credit reporting experience
• 3-5 years credit reporting supervisory experience required
• Track record of delivering tangible results (proven experience delivering against a P&L is desirable)
• Informed and abreast of key credit bureau, alternative data, and risk management tools to enhance the credit risk strategies
• Strong problem solving skills with the ability to interact with a wide range of leaders
• Ability to lead and influence to deliver results in a matrixed environment
• Strong analytical skills with attention to detail
• Ability to identify short, medium, and long-term opportunities and work with rest of the organization to execute against them.
• Strategic and analytical thinking with an excellent ability to deal with complex topics and to use data to drive strategic objectives and priorities

PayPal is committed to fair and equitable compensation practices.
Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.
The U.S. national annual pay range for this role is $120300 to $287100

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com

Who We Are:

To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit paypal.com.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected].

As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.