Deputy Bsa/Aml Officer

Deputy BSA/AML Officer- New York

Wise is looking for a Deputy AML/BSA Officer to join its growing financial crime compliance oversight team in North America. This role will be working alongside the board-appointed AML/BSA Officer and a small but highly effective team in second line compliance.

In this role you will be responsible for the effective mitigation of financial crime risks through the maintenance of adequate systems and controls. This position requires close partnership with our financial crime compliance operational and product teams, with opportunities to present to senior stakeholders and shape the strategic direction of the financial crime compliance program.

In joining us as a Deputy AML/BSA Officer, you'll receive a competitive package including a salary range starting at $110,000, Restricted Stock Units (RSUs) in a profitable publicly traded company, relocation assistance (if needed), and a wide array of other benefits!

Your Mission:

• Horizon scanning of new FinCrime regulatory developments and maintaining oversight of implementation of such development which impact business activities
• Prepare quarterly compliance reports to the board of directors of Wise US Inc. and Wise Plc.
• Contribute to the company's Financial Crime Risk Assessment
• Supervision of our appropriate measures to ensure that Financial crime risks are taken into account in our day-to-day operations.
• Proactively identifying key areas of risk and work with first line teams to in the development of mitigation plans
• Support in the development and maintenance of the compliance FinCrime oversight framework and our North America AML and Sanctions policies
• Serve as a member of the US SAR committee, providing feedback to our FinCEN Reporting Team
• Deputising for the AML/BSA Officer as required ensuring that there is strong oversight of all compliance operations including AML, Fraud, Sanctions, KYC/CDD and EDD
• Provide advice and guidance to other teams and key stakeholders – regionally and globally, on BSA, AML/CTF and OFAC sanctions regulations as well as related Wise policies and procedures
• Represent fincrime compliance oversight both internally and externally to regulators, auditors and partners as required showcasing Wise's strong oversight compliance framework
• Challenge first line teams on the development of controls and provide approvals on any control changes , new products or features

A Bit About You:

• Theory. You are an expert in US financial crime regulations including the Bank Secrecy Act, OFAC, NY DFS Part 504, and may be currently working or have worked within the area of financial crime compliance preferably in a fast paced environment either in-house or as a consultant.
• Detail. You have meticulous attention to detail and if you've skimmed through without reading this bullet point, we are sure a bank would love to have you.
• Communication. You are a comfortable and effective communicator in both your writing and speaking. You can convey complex ideas effectively to both internal and external audiences.
• Get the job done. You have a sense of urgency and an ability to work well under pressure, prioritizing, taking responsibility and working to tight deadlines with the capability to handle multiple projects at one time.
• Travel. You must be willing to travel to our other offices as required.
• Passion. You are solution oriented and get a kick out of improving current practices and processes and can apply different compliance strategies to develop compliance frameworks.
• Team player. You have great people skills and can effectively and efficiently collaborate, build relationships with colleagues throughout the business and across the globe.
• Practice. You have demonstrable experience designing and challenging processes, ideally across multiple products. You have thought deeply about the Wise mission and how it intersects with compliance.

• Must already be legally authorized to work in the US, we cannot provide Visas for this role

• This is NOT a remote position, this is a full-time position that will be located in New York City

Nice to haves:

• Experience conducting QA/QC on SARs
• Certification as a Global Sanctions Specialist (CGSS), Certified Anti-Money Laundering Specialist (CAMS) or similar.
• Experience with training/mentoring junior team members.
• Experience with conducting risk assessments
• Experience filing SARs or OFAC reports electronically

Key benefits:

Here's a few articles for you to read to learn more about our culture and product

• "We hire smart people and we trust them"
• What we do
• How we work
• The true value of stock in a high growth company like Wise

We're people without borders — without judgement or prejudice, too. We want to work with the best people, no matter their background. So if you're passionate about learning new things and keen to join our mission, you'll fit right in.

Also, qualifications aren't that important to us. If you've got great experience, and you're great at articulating your thinking, we'd like to hear from you.

And because we believe that diverse teams build better products, we'd especially love to hear from you if you're from an under-represented demographic.

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