Credit Analyst Jobs

Motiva Enterprise LLC., our key asset is our people. We have over 2,500 dedicated employees who allow us to fulfill our purpose – to be the safest and most profitable downstream company in the Americas. We own and operate North America’s largest refinery, based in Port Arthur, TX, headquartered in Houston, TX, along with Terminals and Pipelines across the Southeast Coast.

Position Overview

The Credit Analyst will be responsible for assessing the creditworthiness of Motiva’s counterparties and providing support to the commercial teams to establish credit lines. The incumbent performs credit risk analysis and proposes credit limits, negotiates, monitors, and controls security, interfaces with customers and the business units, balances risk and return, and approves block orders which exceed the credit limit. And supports team actions to meet both Credit and business unit goals.

Responsibilities

• Develop analytics reporting for operational & management reporting as well as ad hoc reporting requests
• Negotiate security to establish credit limits that are unsupported by financials and ensure timely actions are taken to renew/replace security prior to the expiration date
• Coordinate with external vendors to enhance credit evaluation efficiency and accuracy by utilizing new rating methodologies
• Maintain collaborative relationships with the commercial desks, functional support areas, and customers by building creative solutions focused on the business strategies
• Use sound judgement and ensure proper due diligence is performed in accordance with Motiva’s Credit Policy standards
• Perform detailed analysis of financial statements to develop counterparty risk profiles and establish credit limits based on the analysis and designated authority level
• Provides approval for release of product/liftings above established credit limits and tolerances
• Support Credit system and other internal system implementations and upgrades
• Prepares in-depth analysis along with business rationale to request approval above the authority level
• Meets and communicates directly with the customer’s senior financial leaders to establish an understanding of the customer’s financial health

Experience And Qualifications

Basic Qualifications:

• Ability to prioritize with high organizational and time management skills
• Bachelor’s degree in Finance, Accounting, or a related field
• 2+ of relevant experience in a credit risk function or related role with existing energy credit experience
• Advanced and skilled with Microsoft Office Applications (Word, Excel, PowerPoint, etc.)
• Strong communication skills (written and verbal)

Preferred Qualifications

• Knowledgeable and proficient with SAP and RightAngle systems
• 5+ of relevant experience in a credit risk function or related role with existing energy credit experience
• Strong skill set at analyzing counterparty financials, industry trends, country risk research, and both business and market information
• Demonstrated experience in high-paced environment and strong commercial acumen

We reserve the right to amend or withdraw Motiva jobs at any time, including prior to the closing date. Depending on qualifications, the successful candidate may be offered a position at a more appropriate level and/or grade.

Applicants for regular U.S. positions must be authorized to work in the United States for Motiva Enterprises LLC without the need for sponsorship of an immigration authorization or visa (for example, TN, H-1B, or other employment-based immigration authorization or visa).

Motiva participates in E-Verify.

All qualified applicants will receive consideration for employment without regard to race, color, sex, national origin, age, religion, disability, sexual orientation, gender identity, protected veteran status, citizenship, genetic information, or other protected status under federal, state, or local laws.