Credit Risk Review Examiner Jobs

Prepare spreadsheets and detailed written reports to be presented to management.

Skills / Knowledge - Learns to use professional concepts. Applies company policies and procedures to resolve routine issues.

What Are Our Desired Skills and Capabilities?

Demonstrate good listening, interpersonal and team working skills.

Typically no related experience required

Business and consumer credit and exposure analysis skills.

1 year general office experience

Knowledge of Microsoft word, excel, and Outlook

Excellent verbal and written communication skills

Must have strong organizational skills

Ability to manage multiple tasks

Basic knowledge of office equipment and their operation

Bachelor’s degree in Finance/Economics/Mathematics and/or experience in a similar position

Understand our “out of market” requirements and franchise lending requirements

Knowledge of the different loan types and the importance of selecting the correct one

Strong analytical and math skills required

Spreading and balancing an income statement and balance sheet

Developing business cash flows, personal crash flows and global cash flow analysis

Hands-on experience working with an on-the-job (OJT) trainer within his/her assigned district of credit unions;

hands-on experience working with an on-the-job (OJT) trainer within his/her assigned district of credit unions;

Classroom training covering accounting, communications, credit union operations, examination procedures, analysis techniques, and administrative subjects;

Reading assignments pertaining to the laws, regulations, policies and directives which govern the operation of federal and federally insured credit unions;

classroom training covering accounting, communications, credit union operations, examination procedures, analysis techniques, and administrative subjects;

2 to 10 years of relevant work experience within credit review, portfolio management, and/or leveraged finance

Bachelor's degree in Finance or similar spaces are preferred

Self-Starter with strong organizational, written, & presentation skills

Location: NYC Hybrid or Remote

Lead reviews to challenge and assess the financial strength of borrowers

Assess and assign internal credit ratings to the portfolio

This position will be remote/work from home**

Demonstrate basic business and audit writing skills; cohesively present and organize information; effectively articulate key points to a variety of audiences.

Think strategically while executing team and/or division responsibilities.

0-2 years of audit or related experience

Demonstrate intellectual curiosity when completing assigned work, covering various lines of business and Key as a whole.

Ability to accept feedback with an open mind and implement meaningful change.

Recommend well supported regulatory ratings/assessments for your specialty area to FRB Dallas management.

Lead meetings with SIO officials as well as FRB Dallas management to discuss issues and findings.

Bachelor’s degree in finance, accounting, or related field. Professional certifications and/or advanced degree is a plus.

Equivalent education and/or experience may be substituted for any of the above.

Minimum five years of experience assessing operational risk including information techonology is a plus.

Regulatory experience (including oversight of insurance companies) is a plus.

Experience writing risk management review reports

Develops and maintains positive working relationships with line of business management, credit risk management, audit staff, and other departments

Maintains a thorough knowledge of credit risk review procedures, sound lending practices, credit policies, and regulatory requirements

Collaborates with senior management in the development of team goals and objectives, ensuring consistent achievement

Offers advice and guidance to junior examiners, assisting in the development of necessary skills and the promotion of continuous improvement initiatives

Maintains a thorough knowledge of sound lending practices, lending regulations, and the bank’s loan policy and underwriting guidelines