Commercial Analyst Jobs
By KeyBank At Seattle, WA, United States
Assist bankers with disciplined sales management approach, update client information and data in Salesforce, methodical marketing activity and continuous upmarket prospecting.
Perform other duties as necessary to support the goals and objectives of the relationship management teams.
Strong finance and credit acumen, negotiation, loan documentation, and financial modeling skills including underwriting and structuring of new relationships.
Adhere to all company policies and applicable laws, regulations and compliance requirements
4-year college degree or related experience
2+ years of commercial lending or investment banking, risk assessment, credit structuring and marketing experience is preferred

Are you looking for an exciting and rewarding career in commercial credit analysis? We are looking for an experienced Commercial Credit Analyst to join our team and help us make sound financial decisions. You will be responsible for analyzing financial statements, credit reports, and other financial documents to assess creditworthiness and make recommendations for loan approval. If you have a passion for finance and a knack for problem-solving, this could be the perfect job for you!

Overview:

A Commercial Credit Analyst is responsible for analyzing and assessing the creditworthiness of commercial loan applicants. They review financial statements, credit reports, and other documents to determine the risk associated with lending to a particular business. They also provide recommendations to lenders on the terms and conditions of the loan.

Detailed Job Description:

A Commercial Credit Analyst is responsible for assessing the creditworthiness of commercial loan applicants. This includes reviewing financial statements, credit reports, and other documents to determine the risk associated with lending to a particular business. The analyst will also provide recommendations to lenders on the terms and conditions of the loan. They will also be responsible for monitoring the loan portfolio and providing updates to lenders on the performance of the loan.

What is Commercial Credit Analyst Job Skills Required?

• Strong analytical and problem-solving skills
• Excellent written and verbal communication skills
• Ability to work independently and as part of a team
• Knowledge of financial statements and credit reports
• Knowledge of banking regulations and laws
• Proficiency in Microsoft Office Suite

What is Commercial Credit Analyst Job Qualifications?

• Bachelor’s degree in finance, accounting, or related field
• Minimum of two years of experience in commercial credit analysis
• Professional certification in credit analysis (e.g. Certified Credit Analyst) is preferred

What is Commercial Credit Analyst Job Knowledge?

• Knowledge of financial statements and credit reports
• Knowledge of banking regulations and laws
• Knowledge of financial analysis techniques
• Knowledge of risk management principles

What is Commercial Credit Analyst Job Experience?

• Minimum of two years of experience in commercial credit analysis
• Experience in loan origination and underwriting
• Experience in portfolio management

What is Commercial Credit Analyst Job Responsibilities?

• Analyze financial statements and credit reports to assess creditworthiness of loan applicants
• Provide recommendations to lenders on the terms and conditions of the loan
• Monitor loan portfolio and provide updates to lenders on the performance of the loan
• Ensure compliance with banking regulations and laws
• Prepare credit reports and other documents for loan approval