Underwriting Officer, Ironhealth Managed Care

Our underwriters focus on answering two fundamental questions. Should we write a policy for a customer? What is a fair price for the risk that we would incur by writing the policy? On the surface, these questions may seem straightforward, but as a Liberty Mutual Insurance Managed Care E&O & D&O underwriter, you will possess a curiosity that propels you to dig a little deeper for the answers. You will rely on your strong analytic, communication, and negotiation skills and thrive in a fast-paced, collaborative environment. Underwriters are natural problem solvers who want to know our customers and how we can profitably accept the risks that our policies cover.

Our managed care liability solutions can offer errors and omissions (E&O) and directors and officers (D&O) liability protection to help safeguard managed care organizations against legal, financial, and reputational risk arising from the services that they provide. Underwriters contribute to the growth and profitability of assigned specialty product line(s) through marketing, underwriting and managing of products and services of complex risks. Risks may require special handling or unusual coverages. Has distinct accountability for business results for assigned specialty product lines. Requires extensive level of knowledge of assigned product lines, exceptional strategic and marketing capabilities as well as technical knowledge of underwriting concepts, practices, procedures and techniques. May serve as a product line expert or provide product-line expertise to department.

Responsibilities:

• Makes independent sales calls to market and cross market.
• May review, evaluate and recommend modifications to underwriting guidelines.
• Assists other members of the department including Underwriters, Associate Underwriters in product line and/or technical knowledge and development.
• Provides significant input to the development of marketing plans, product analysis, services, geographic focus and broker intelligence.
• Performs related duties as requested to include, report preparation, presentations, and special projects to assist in ensuring the success of the product line unit.
• Reviews and negotiates policy terms and conditions.
• Establishes and maintains relationships to facilitate marketing of Liberty Mutual / Ironshore Healthcare products and services to the brokerage community.
• Communicates with other product line underwriters and claims analysts in order to provide top level customer service.
• Underwrites targeted new and renewal business of complex accounts by reviewing and analyzing insured's (or prospective insured's) loss history, financials, and other pertinent information.

• At least 5 years experience underwriting highly technical risks.
• Requires advanced knowledge of underwriting concepts, practices, and procedures.
• Bachelor's or advanced degree or equivalent;
• Exceptional ability to effectively interact with brokers and internal departments in relationship-building/maintenance.
• Superior verbal and written communications skills.
• Highest level of negotiation, analytical, and decision-making skills are also required.
• 10+ years underwriting experience.
• Exceptional strategic and marketing capabilities.

At Liberty Mutual, our purpose is to help people embrace today and confidently pursue tomorrow. That’s why we provide an environment focused on openness, inclusion, trust and respect. Here, you’ll discover our expansive range of roles, and a workplace where we aim to help turn your passion into a rewarding profession.

Liberty Mutual has proudly been recognized as a “Great Place to Work” by Great Place to Work® US for the past several years. We were also selected as one of the “100 Best Places to Work in IT” on IDG’s Insider Pro and Computerworld’s 2020 list. For many years running, we have been named by Forbes as one of America’s Best Employers for Women and one of America’s Best Employers for New Graduates—as well as one of America’s Best Employers for Diversity. To learn more about our commitment to diversity and inclusion please visit: https://jobs.libertymutualgroup.com/diversity-inclusion

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran’s status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.