Description
Duties: Perform data analysis to research credit and consumer behavior trends, understand their drivers, and conduct impact assessments on consumer credit portfolios. Evaluate how changes in the consumer credit environment impact the performance of credit portfolios, with a particular focus on macroeconomic, socioeconomic, and competitive intelligence trends. Research topics sourced from the media, investor questions, and general industry trends, and proactively apply quantitative disciplines to associate topics with potential emerging risks around delinquency, loss and roll-rates, and forecasts. Build compelling data visualizations and clearly distill key informative messages from large amounts of data. Communicate key findings, participate in forums, and advance the dialogue around credit trends within the risk community.
Qualifications
Minimum education and experience required: Master's degree in Statistics, Business, Economics, or related Science, Technology, Engineering, or Mathematics (STEM) field of study plus 3 years of experience in the job offered or as Quantitative/Digital Targeting Analytics Associate, Product Marketing Strategist, or related occupation. The employer will alternatively accept a Bachelor's degree in Statistics, Business, Economics, or related Science, Technology, Engineering, or Mathematics (STEM) field of study plus 5 years of experience in the job offered or as Quantitative/Digital Targeting Analytics Associate, Product Marketing Strategist, or related occupation.
Skills Required: Requires experience in the following: econometrics including key macro drivers of credit risk, customer behavior, and lending strategy; public data sources including Census, BLS, and FRED; data analytics; statistical tools including SAS and SQL; manipulating Big Data into manageable analytics and identifying and explaining key trends; risk analysis measurements including delinquency and roll-rates; providing senior management with business insights on consumer credit quality, behavioral trends, and portfolio performance; conveying risk management results, outlooks, and cross-consumer points of view; developing an auditable control framework for research; and development & use case experience with Tableau & data visualization.
Job Location: 301 N. Walnut Street, Wilmington, DE 19801. Telecommuting permitted up to 40% of the week.
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the "WELL Health-Safety Rating" for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.
As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm's current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm's vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
Equal Opportunity Employer/Disability/Veterans
