Sr. Claims Adjuster - Field (Tampa)

Searching for a place to make your mark? Every great team depends on the individual contributions of its members – the skills, talents and the passion that each team member brings. At Citizens, we’re building a workforce of top achievers committed to our company’s mission and vision. Our company values the knowledge that comes from experienced and dedicated individuals with a variety of backgrounds, in or out of insurance.

Citizens’ Mission is to provide property insurance protection in Florida to those who are, in good faith, unable to obtain coverage through the private market while also providing the utmost in customer service. Our Values are public service, integrity, respect, responsiveness and sound judgment. We strive to not only provide affordable insurance products and services but also to provide sound financial responsibility to the citizens of Florida.

At Citizens, we are a team of dedicated, service-minded professionals committed to our policyholders. Come achieve and maximize your potential with us!

POSITION SUMMARY: The position is responsible for the investigation, evaluation, negotiation and settlement of personal and/ or commercial claims of moderate to high complexity, including dispute resolution and/or recovery. This position requires successful completion of Citizens Fundamentals Claims School, which includes obtaining an overall passing score.

ESSENTIAL FUNCTIONS: THE FOLLOWING ARE THE USUAL, BASIC AND ESSENTIAL FUNCTIONS OF THE POSITION. THESE FUNCTIONS ARE NOT TO BE CONSTRUED AS AN EXHAUSTIVE LIST OF ALL RESPONSIBILITIES, DUTIES, AND SKILLS REQUIRED.

• Model ethical behavior and execute job responsibilities in accordance with Citizens core values, ethics, and information protection policies.
• Demonstrates proficiency in conducting investigations, damage assessments and claim evaluations.
• Negotiates and settles claims in accordance with Citizens Best Claims Practices and Estimating Guidelines and industry standards.
• Researches, analyzes and interprets policy language and state law as it applies to submitted claims.

• Contributes to the business production goals and objectives.
• Documents all relevant information in the electronic claims management system.
• May coach, counsel or train less-experienced staff, may also direct the work of others, may provide input in the performance management, goal setting and review processes.
• Participates in workload surges and/or catastrophe response as needed, to include mandated overtime during specified catastrophic events. May assist with other Business Units as needed.

REQUIRED KNOWLEDGE, SKILLS AND ABILITIES:

• Ability to work independently, multi-task and adapt to frequent priority changes.
• Ability to plan, prioritize workload, organize and coordinate multiple tasks and projects.
• Demonstrates working knowledge to interpret and apply laws, rules, regulations, policies and procedures, and department operational guidelines in daily functions.
• Strong analytical, organizational, negotiation and communication skills.
• Proficiency in Microsoft Windows environment.

• Possesses strong customer service skills and can address customer escalations.

REQUIRED EDUCATION AND EXPERIENCE:

• Associate’s degree OR two (2) years relevant experience OR a combination of college education and experience equivalent to two (2) years.
• High School Diploma or Equivalent

AND

• Within 90 days of employment, must successfully complete all requirements of Citizens Fundamental Claims School which includes obtaining an overall passing score.
• Must possess a valid, active and appropriate Florida adjuster license within 90 days of employment and maintain it as a condition of continued employment. Appointment required.
• Six (6) or more years of experience handling claims.

OR

• Juris Doctor (JD)

AND

• 1 or more years of adjusting experience.

PREFERRED QUALIFICATIONS:

• Bachelor’s degree in business administration or field with skills transferable to insurance.
• Seven (7) or more years of experience handling claims.
• Industry designations or certifications.
• Xactimate proficiency.
• Active Florida Adjuster license (620 or 644).

PHYSICAL REQUIREMENTS:

This position requires the ability to sit, hear, converse over the telephone and key frequently on a computer for long periods of time (4 or more hours per day). Position may require the ability to be mobile, operate a motor vehicle, climb roofs and inspect homes including attics & crawl spaces. This position may require occasional overnight travel during catastrophe response; and may be required to work for extended periods of time to include after standard business hours in addition to weekends and holidays during catastrophe response, or as needed.

We offer unlimited career potential, excellent training and development opportunities, and a structured Career Development program to explore future roles of interest while growing and developing in your existing role.

Citizens offers a competitive compensation and benefits package that includes comprehensive medical/dental, Retirement Savings Plan, Vacation and Sick Time, EAP, Tuition Reimbursement, Community Service and much more!

• Flexible work schedule and Alternative Work Arrangements
• Company Paid employee basic life insurance and short-term disability
• Relocation assistance (where applicable)
• Casual dress
• Community and volunteering opportunities
• Retirement savings plan with a generous percent company match
• Medical, dental and vision coverage
• Employee Assistance and Wellness Programs
• Generous paid time off: vacation, sick and holiday leave
• Professional and leadership development opportunities
• Company Paid Parking
• Employee recognition programs
• Tuition reimbursement

Citizens is proud to be an equal opportunity employer.

Visa sponsorship is not offered for this position.

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