Senior Underwriting Consultant (Remote)

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.
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Location: We support US virtual working arrangements in the contiguous 48 states.
At Sun Life, we look for optimistic people who want to make life brighter for our Clients. We understand the value of diverse cultures, perspectives, and identities, and want you to bring your full and authentic self to work. Every day, you’ll be empowered and challenged by working with dynamic colleagues to find new and innovative ways to make Sun Life the best benefits company in America.
The opportunity:
The Underwriting Senior Consultant reports into FullscopeRMS Underwriting Management and is responsible for the evaluation and selection of risk as well as the establishment of premium levels that ensure the profitable acquisition of new cases and the continued profitable retention of inforce cases within the assigned case size levels. This position will assist in the training, technical development and mentoring of a group of highly professional underwriters.
How will you contribute:
Risk Management: Support the development of an organization focused on high quality risk assessment. This requires the incumbent to:

• Provide developmental feedback on case level decisions within the context of a mentoring relationship
• Analyze and identify early and ongoing risk trends for assigned clients and make appropriate recommendations for addressing these
• Independently make financial risk decisions of up to $500,000 within defined guidelines
• Make appropriate risk, premium and business decisions and exceptions on all cases within assigned limits
• Develop personal credibility as a subject matter expert and go to resource on complex issues with clients and peers

Team Work: Support the achievement of FullscopeRMS as well as client goals. This requires the incumbent to:

• Apply solid understanding of client’s strengths and weaknesses
• Utilize technical expertise in risk selection
• Provide mentoring and coaching of underwriting staff
• Demonstrate decisiveness, creativity and superiority in risk selection so that the most competitive, equitable and appropriate decision is made for each client’s case Deliver dependable, accurate, timely service and build strong relationships with all clients
• Develop selection and retention of client customers through accurate risk assessment and appropriate premium levels that meet profit, persistency and sales objectives Focus on the client’s case level sales

What you will bring with you:

• Knowledge of the reinsurance process
• Ability to give presentations and speak in a public setting
• Strong computer skills, proficient in a PC environment and MS Word, Excel, and email systems
• Well organized and able to handle multiple priorities
• Ability to work independently and address problems through own initiative and creativity
• Minimum 5-10 years of group insurance underwriting experience required; college degree preferred. High School diploma or equivalent required.
• Strong math aptitude
• Ability to work professionally and effectively with co-workers, clients, claimants, vendors and others with whom FullscopeRMS does business
• Knowledge of complex insurance risk issues and dynamics
• Mastery of disability products including product provisions, plan design, pricing and contractual benefits
• Creative problem solving and analytical reasoning skills
• Demonstrated knowledge of industry and marketplace trends within the local marketplace for assigned clients
• Demonstrated ability to be persuasive and to negotiate
• Strong mentoring and coaching skills
• Excellent communication skills, both written and verbal

Do you see yourself in this role even if you haven’t checked all the boxes above? We welcome all talented candidates and are committed to a culture that represents diversity in all forms. If you think you might thrive in this setting, we would love to hear from you.
Not ready to apply yet but want to stay in touch? Join our talent community to stay connected until the time is right for you!
Life is brighter when you work at Sun Life

• Great Place to Work® Certified in Canada and the U.S.
• Retirement and Stock Purchase programs to help build and enhance your future financial security including a 401(k) plan with an employer-paid match as well as an employer-funded retirement account
• Excellent benefits and wellness programs to support the three pillars of your well-being – mental, physical and financial – including generous vacation and sick time, market-leading paid family, parental and adoption leave, a partially-paid sabbatical program, medical plans, company paid life and AD&D insurance as well as disability programs and more
• Named as a “Top 10” employer by the Boston Globe's “Top Places to Work” two years running
• A flexible work environment with a friendly, caring, collaborative and inclusive culture

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
If you are a California resident, the salary range for this position is:

• Southern region: $79,900 -119,800 annually
• Central region: $84,200 - 126,300 annually
• Northern region: $90,000 -135,000 annually

If you are a Colorado resident, the salary range for this position is $76,200 - 114,300 annually.
If you are a New York resident, the salary range for this position is $90,000 -135,000 annually.
If you are Washington resident, the salary range for this position is $84,200 - 126,300 annually.
We consider various factors in determining actual pay including your skills, qualifications, and experience. In addition to salary, this position is eligible for incentive awards based on individual and business performance as well as a broad range of competitive benefits.
Sun Life Financial is a leading provider of group insurance benefits in the U.S., helping people protect what they love about their lives. More than just a name, Sun Life symbolizes our brand promise of making life brighter -for our customers, partners, and communities. Join our talented, diverse workforce and launch a rewarding career. Visit us at www.sunlife.com/us to learn more.
At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.

Our Affirmative Action Program affirms our commitment to make reasonable accommodation to the known physical or mental limitation of otherwise-qualified individuals with disabilities or special disabled veterans, unless the accommodation would impose an undue hardship on the operation of our business. Please email [email protected] to request an accommodation.
At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.
For applicants residing in California, please read our employee California Privacy Policy and Notice.
Job Category:
Underwriting - Group
Posting End Date:
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.