Sba Underwriter Jobs

*Salary negotiable depending on experience.

Job Summary

Mega Bank is seeking an experienced SBA Underwriter to support the Small Medium Enterprise Department. The ideal candidate should have experience working in the same or similar role at a financial institution for five or more years.

Job Duties

• Underwrite SBA loans.
• Perform Financial Analysis including P&L and Balance Sheet Assessments, peer comparison analysis.
• Assess and examine loan attributes and documentations to ensure loan viability, soundness, and compliance with legal, regulatory, and audit standards.
• Identify, recommend, and/or negotiate alternative loan requirements, funding and/or loan-structuring solutions.
• Evaluate credit quality, risk characteristics, risk degree and acceptability and provide sound and independent assessments and recommendations to credit decisions.
• Attend banking, SBA, and credit training as necessary.
• Provide assistance to questions regarding SBA loan program.
• Work with external and internal contacts at all levels to oversee the progression of credit approval and funding process.

Qualifications

• Attention to detail and excellent multi-tasking skills.
• Knowledgeable of industry and marketplace changes.
• Strong written, verbal and collaboration skills.
• Ability to handle higher underwriting volumes.
• Minimum 5 years of SBA underwriting experience.
• Proficient in PC applications such as Microsoft Office.

Mega Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, age, national origin, disability, protected veteran status, gender identity or any other factor protected by applicable federal, state, or local laws.