Loan Data Quality Specialist

About Zippy:

• We are a location flexible, remote-first organization with headquarters in Austin, TX
• Our team members also live throughout the country in Dallas, Houston, Knoxville, Omaha, Philadelphia, Phoenix, Texas and several other states and cities!
• Zippy provides fast, simple home loans & insurance to manufactured home buyers located in communities throughout Texas
• We’re digitally native and located at zippymh.com!
• We are a well-funded startup backed by institutional investors with competitive pay, incentive stock options, and excellent benefits
• We’ve built our culture on a fanatical focus on improving consumers financial outcomes through great technology

:

The Loan Data Quality Specialist reports to the Head of Underwriting & Compliance and is responsible for verifying all data and documentation related to mortgage loans after being given the information from the Underwriter and before handing it over to the Closer. The primary responsibility of this position is to ensure the accuracy and completeness of loan documentation, identify discrepancies and inconsistencies within loan packets and take appropriate steps to correct them. The ideal candidate for this position will have a high degree of attention to detail, strong organizational skills, and a solid understanding of mortgage lending regulations and requirements. Experience with Microsoft Excel is a requirement, and experience with Docusign is a plus.

Desired Mentality:

• Team player that is process & detail oriented
• Passionate about creating better consumer outcomes and solving the affordable housing crisis
• Enthusiasm to rally others to company objectives.
• Self-motivated to surpass challenges and strive for improvement.

Responsibilities:

• Review loan files for compliance, regulatory, and internal policies and procedures.
• Identify and resolve data discrepancies or inaccuracies in loan packets, which may involve communicating with borrowers, lenders, and other parties.
• Assist in identifying and resolving issues related to loan data and documentation.
• Review loan packets to ensure that they are complete and accurate.
• Verify loan data entered into the system to ensure that it is accurate.
• Check loan documents and data for consistency and completeness.
• Collaborate with underwriters, closers, and other stakeholders to ensure timely and accurate completion of review process.

Qualifications:

• Undergraduate degree or extended relevant work experience
• Proactive and autonomous manager
• Five (5+) years of experience in loan processing in the housing market (manufactured housing experience appreciated)
• Comfortable in an uncertain, fast-paced environment that will evolve as our technology and business scales
• Collaborative and innovative with a strong desire for the entire team to win together
• Proficiency in Microsoft Office and other software tools

Requirements:

• Familiarity with loan origination software and loan document management systems.
• Ability to work independently and as part of a team.
• Proficiency with Microsoft Office Suite, particularly Excel.
• High degree of attention to detail and ability to identify discrepancies and inconsistencies in loan files.
• Strong analytical and problem-solving skills.
• Knowledge of mortgage lending regulations and requirements.
• Excellent written and verbal communication skills.
• Ability to work in a fast-paced startup environment and manage multiple tasks simultaneously.

Join Our Team!

By building the first digitally native loan origination platform for manufactured home loans, you will be responsible for:

• Empowering a growing team and ensuring they play their part in providing our homeowners with the incredible experience they deserve!
• Expanding access to new homeownership at a time of intense housing insecurity
• Delivering the value of tech transparency to an inefficient but growing market
• Improving the lives of over 22 million Americans who live in manufactured homes today

Zippy is committed to promoting the values of diversity and inclusion throughout the business. Whether it is through recruitment, retention, career progression, or training and development, we are committed to improving opportunities for our people regardless of their background or circumstances.