Credit Risk Analyst, Credit Strategy & Operations - Pay By Invoice

Description

Do you like helping businesses of all size grow? Do you enjoy working across organizations and scaling programs? Come join us as we scale to be the most trusted B2B financial service solution provider across Amazon! The B2B Payments and Lending team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers and other small business customers across Amazon. We are part of the global Consumer Payments organization, who aims to delight our customers by building payment experiences and financial services that are trusted, valued and easy to use from anywhere in any way.

B2B Payments and Lending’s Credit Strategy and Operations team is looking for a smart, motivated, and analytical Credit Risk Analyst to join our underwriting and portfolio management team. The successful candidate will have a deep understanding of underwriting and related systems, as well as portfolio risk management experience. This role involves high judgment decision making, use/creation of risk analytics, the ability to analyze customer financials, complex underwriting, and management of SLAs. The successful candidate will have a strong desire in innovating processes, strong attention to detail and exceed expectations in a dynamic, fast-paced and often ambiguous environment.

This role will report into the NA Portfolio Manager based in Seattle, WA.

Key job responsibilities

Underwrite medium-to-large credit applications;

Evaluate portfolio risks across WW portfolios, monitoring and creating risk metrics;

Improve processes to increase efficiency and improve risk mitigation across WW markets;

Contribute to and build underwriting/credit strategies across the portfolio and individual customer sub-segments;

Manage relationships with key stakeholders and develop cross-organizational support for key initiatives.

Basic Qualifications

• Ability to interpret key business financial statements/information
• Strong attention to detail and excellent problem-solving skills
• Able to build positive business relationships and work collaboratively with cross-functional teams
• Minimum 4 years of experience in credit risk, underwriting and/or commercial lending
• BA/BS Degree
• Robust analytical skills, including the ability to be hands-on and dive deep into details, identifying root cause and propose solutions
• SQL Proficiency (1 year minimum professional application)
• Strong Excel Skills
• Experience creating new credit policies and SOPs
• Experience in change management and driving adoption of new tools, processes, and decision support (i.e. scaling)
• Demonstrated ability to manage multiple projects, prioritization, planning and task delegation

Preferred Qualifications

• Experience with corporate/commercial credit underwriting
• MBA and/or CFA designation

Amazon is committed to a diverse and inclusive workplace. Amazon is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation, please visit https://www.amazon.jobs/en/disability/us.

Our compensation reflects the cost of labor across several US geographic markets. The base pay for this position ranges from $59,300/year in our lowest geographic market up to $142,800/year in our highest geographic market. Pay is based on a number of factors including market location and may vary depending on job-related knowledge, skills, and experience. Amazon is a total compensation company. Dependent on the position offered, equity, sign-on payments, and other forms of compensation may be provided as part of a total compensation package, in addition to a full range of medical, financial, and/or other benefits. Applicants should apply via our internal or external career site.

Company - Amazon.com Services LLC

Job ID: A2316532