Bsa/Aml Analyst Jobs

The Bank's Compliance Team's mission is to ensure the safety and soundness of the Bank and maintain a healthy, compliant customer base. We are looking to hire a BSA/AML Analyst who will support this mission by performing daily operational tasks associated with meeting internal standards and regulatory requirements. This includes reviewing accounts for potential suspicious activity, conducting investigations on alerts, analyzing transaction activity and trends, and writing Suspicious Activity Reports (SARs). The BSA/AML Analyst reports directly to the BSA Officer.
What You’ll Do At Celtic Bank

• Understands and stays current on the Red Flags and industry trends related to AML.
• Perform other duties as assigned
• Conducts AML Investigations, including customer and account level research on a wide variety of data, to detect and determine suspicious and/or illegal activity.
• Provide oversight of Bank and Strategic Partnership OFAC scrubs. Ensure that scrubs are conducted and log results.
• Review BSA related documentation from the partners to identify potential risks
• Collaborate with BSA Officer and/or departments and Partners as needed.
• Prepare and complete required forms (as needed) for regulatory filing according to Financial Crime Enforcement Network (FinCEN) guidelines.
• Investigate potential unusual activity, money laundering, fraud, or terrorist financing incidents.
• Provide oversight in relation to Bank and Strategic Partnership 314(a) scrubs. Ensure that scrubs are completed and log results.
• Contribute to projects to improve and optimize the Bank's BSA/AML program

Requirements
WHAT YOU’LL NEED TO DO IT

• Must have solid organizational, communication, and customer service skills.
• Working knowledge of AML/BSA regulatory compliance processes and procedures.
• Must have solid research, analytical and problem-solving skills.
• Ability to be an independent thinker and to defend one's own work.
• Financial crime investigation experience required. A combination of education and experience may meet job requirements.
• Ability to handle delicate and/or sensitive situations.
• Ability to identify unusual patterns/trends.
• Knowledge of bank operations preferred.
• Ability to meet deadlines, work independently and adapt to changing priorities.
• Must have good writing skills and be able to translate complex situations into easily understood narratives.
• Requires a Bachelor's degree in Intelligence Studies, Criminal Justice, Political Science, Law or a related field and 2+ years of AML/BSA experience including intelligence and investigative analysis or other compliance related experience.
• Strong PC skills desired with an emphasis in MS Excel and Word.
• Requires good follow through, attention to detail and documentation skills.

Benefits
BENEFITS

• HSA and FSA plans
• 401(k) with employer match
• Robust wellness program (we’re talking catered meals three times a weeks, lunch and learns, and onsite gym.)
• Life and long-term disability coverage
• Medical, dental, vision
• Holidays and paid time off requests

Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2022! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans.
Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws.
Physical And Other Requirements
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

• Work Model: The employee in this position will work either a fully Onsite, Hybrid or Remote work model. All employees, regardless of location, may be required to travel to the Salt Lake City office for mandatory company meetings, events, or related occasions.
• Mobility: The employee in this position needs to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc.
• Utah-based employees: Hybrid work schedule available after initial training period in our Salt Lake City, Utah office – department and job requirements will determine eligibility.
• Communicate: The employee is regularly required to talk or hear and will frequently communicate with others. Must be able to read, write and understand fluent English
• Stationary Work: The employee is frequently required to stand; walk; use hands to type, handle documents, and perform other office related duties. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects.