Aml Analyst Jobs

Onbe, a fast-growing FinTech, bringing innovation to a rapidly growing global marketplace, stands for “on behalf.” Because that’s exactly how we work: on behalf of our clients, as their comprehensive payments partner. We transform the way payments are imagined — as an opportunity for innovation, a source of insight to customers, and a way to connect with partners around the globe!

Summary: We are looking for an AML Analyst to play a vital role in the Compliance department! This role will complete the day-to-day operations of Onbe’s Anti-Money Laundering (AML) and Watchlist Management Program.

Responsibilities:

• Engages with client-facing teams and prospective clients to collect required documents to complete due diligence.
• Assists with engaging client-facing teams on issuing banks due diligence requests/questions, and advances to AML leadership for review as appropriate.
• Monitors and maintains AML compliance training and communication plans.
• Participates in developing, amending, and implementing policies, procedures, manuals, systems, and training, where appropriate, due to changes in regulation, industry practice, or otherwise.
• Collects documentation, client data, and reports for regulatory and compliance audits.
• Adjudicates KYC and Watchlist alerts.
• Conducts due diligence on clients, including identifying and verifying corporate structure, identifying the beneficial owner and controlling officers as required, and retrieving supplemental information about customers as required by law to conduct due diligence optimally.
• Maintains awareness of Regulatory Compliance trends and developments in the industry.
• Performs periodic research on customers' activities, using the public domains, online tools, and Onbe's AML monitoring solutions.
• Maintains client intake and serves as the first line of defense in answering client questions relating to Compliance’s due diligence requirements.
• Prepares SAR referrals (Suspicious Activity Reports) on suspicious transactions, clients, or activity for submission to FinCEN by our Issuing Bank partners.
• Compiles information and documentation required to meet minimum record-keeping requirements.

Qualifications:

• Proficiency in standard PC programs (Word, Excel, and PowerPoint).
• 1-2 years of tangible work experience in operations, customer service, or a financial service organization.
• Organized with a keen eye and attention to detail.
• Excellent written and verbal communication.
• Ability to take direct ownership of projects.

Preferred Qualifications:

• Experience with technology solutions relating to AML compliance, such as Dun & Bradstreet, Tulio, and Lexis Nexis.
• Bachelor's degree
• Certified Anti-Money Laundering Specialist (CAMS) Certification or readiness to take the test in a year.
• Demonstrates a minimum of 1-3 years of proven corporate or finance Anti-Money Laundering compliance skills.
• Sophisticated level skill in Microsoft Excel.

The base salary range for this position is between $42,660 to $59,724, with eligibility for an annual bonus. The actual base salary offered depends on a variety of factors, including but not limited to the qualifications of the individual applicant for the position, years of relevant experience, specific and unique skills, level of education attained, certifications or other professional licenses held, business needs, and market demand. Our competitive benefits includes medical, dental, vision, wellness, 401(k) matching, unlimited PTO, work from anywhere, generous parental leave, and more! Our job titles may span more than one career level. All candidates are encouraged to apply.

This position can be office-based, hybrid, or fully remote in the continental United States. Onbe’s employee base is mostly clustered in the Eastern and Central time zones, with offices in suburban Philadelphia and suburban Chicago. Some periodic travel may be required.

At Onbe, a diverse group of people, ideas, and perspectives are key to achieving phenomenal things. For over 25 years, our focus has remained on building a culture of openness and ingenuity, where employees come together to innovate and build disbursement solutions that make the lives of our clients and their consumers and workforces easier and better. Our definition of success includes celebrating differences and affirming belonging. To that end, we ask employees to come to Onbe as they are and contribute their diverse perspectives, identities, and experiences.

We believe that the recruiting phase is only the very beginning of diversity and inclusion. At Onbe, we’re constantly evolving the way we celebrate diversity every day and in everything we do. With several internal committees that are dedicated to mental and physical wellness, diversity, inclusion, and community outreach, we are committed to making a culture that is inclusive to all.

Onbe is proud to be an equal opportunity employer. We seek out ways to create a mindful workforce that embraces diversity and celebrates a culture of inclusion. We do not discriminate against employees or job applicants on the basis of race, color, ancestry, national origin, sex (including pregnancy), gender identity, sexual orientation, marital or family status, religion, age, disability, genetic information or military service. Our equal opportunity policy applies to all decisions of employment including hiring, placement, promotion or advancement, termination, layoff, recall, transfer, compensation, training and leaves of absence