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Residential Loan Processor Ii

Company

WSECU
Address , Olympia, 98501, Wa
Employment type FULL_TIME
Salary $23.51 - $35.26 an hour
Expires 2023-10-04
Posted at 9 months ago
Job Description
We look forward to reviewing your application!
All applicants must include a resume.
Visa sponsorship not available.
Contact us at 1.800.562.0999 x11111 with any questions.
We are an affirmative action and equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, national origin, ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, gender identity, marital status, or any other legally recognized protected basis under federal, state or local law.
If you are motivated to produce accurate results in a fast paced environment and serving the needs of members and co-workers, this position may be for you! The Residential Lending Team is seeking a Residential Loan Processor II to be responsible for the processing of residential conventional first mortgage loans limited to refinances. Timely and thorough communication and coordination to resolve any issues creating delays of closing. Every member of the team collaborates toward the shared goal of providing our Members the best possible experience! Ready to learn more?
Your day might include:
  • Providing status updates to Loan Officers, borrowers and realtors
  • Assessing initial loan files for missing documentation and assists the loan officer with follow-up with member and/or realtor
  • Providing the initial loan quality review for Home Loan Consultants; providing a feedback loop and training as needed
  • Checking debt ratios and loan to value ratios; verifying accuracy of AUS findings and program applicability
  • Assisting with clearing loan conditions prior to requesting closing documents and submitting loan file for initial and final underwriting approval
  • Communicating potential issues with member and co-workers to expedite processing, underwriting and closing
  • Ordering and reviewing third party documentation, including credit checks, title reports, appraisals, flood certifications, tax returns, verifications of employment/assets, to identify and address potential issues
  • Entering loan data in Loan Origination Systems and uploading supporting documents to the imaging system
  • Contacting members to confirm closing disclosure prior to clear to close
  • Verifying and updating accuracy of data input into LOS system
  • Reviewing and verifying documentation integrity to ensure it aligns with findings, completeness, and compliance; submitting loan file to underwriting for approval
What you bring to the team:
  • Current working understanding of FNMA or FHLMC guidelines required
  • High level of initiative to produce accurate work in a high pressured, fast-paced, deadline driven environment
  • Experience accounting skills and knowledge to calculate debt ratios and loan repayment schedules
  • Proficient in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook)
  • Ability to troubleshoot complex mortgage loan file scenarios
  • Two (2) years of experience in residential lending
  • Excellent oral and written communication skills and the ability to professionally communicate with staff and membership
  • Ability to obtain NMLS registration
  • Excellent computer skills, conceptual, analytical, decision-making and problem solving skills
  • Experience and efficiency with loan origination systems and real estate calculators
  • Analytical and organizational skills with keen attention to detail
Bonus points if you have:
  • Bachelor’s degree
Competitive pay: $23.51 - $35.26 per hour, depending on applicable qualifications, plus an annual discretionary incentive plan and benefits package
  • The range above allows our employees room for growth through annual merit and other pay increase during their tenure in the position.
  • The target range for qualified new hires is typically within the first half of the range. Actual offers will be based on individual qualifications relevant to the role and will not take an applicant’s pay history into account.
Where we’re located: 330 Union Ave SE Olympia, WA 98501. Employee must reside and perform all work in the state of Washington. This is a work from home/hybrid position with the exception of occasional on-site training, meetings and specific organization events. Works onsite one (1) occasion per month
When you’d work: Monday through Friday 8:00 am - 5:00 pm, full time minimum 40 hours per week, with scheduling flexibility required to meet branch needs
Working from home/hybrid requirements:
  • Suitable desk/surface and desk chair
  • Reliable, high-speed home internet connection
  • Private, confidential workspace, away from distractions and other people
Perks: Here are a few benefits and perks we offer:
  • Employer paid Long Term Care plan for Part-Time employees
  • Paid Volunteer Leave
  • Full-Time Regular employees accrue general leave and sick leave, on a monthly basis
  • Tuition Assistance
  • Employer paid Long Term Disability & Long Term Care plan for Full-Time employees
  • 11 Paid Holidays
  • 401(K) with 8.5% Contribution by WSECU to begin 1st quarter after 1 year of service
  • Medical, Dental, Vision, and Life Insurance with Premiums paid by WSECU
  • Part-Time employees accrue general leave, on a monthly basis
  • Employee Assistance Program & Employee Discounts
  • And, you get to work with some awesome people!
#LI-Hybrid
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