Mortgage Processor Iii Jobs

• Assumes responsibilities for related duties as required or assigned.
• Provides back-up to other Real Estate Lending staff as needed.
• Orders appraisals, if applicable, flood determinations, private mortgage insurance, tax transcripts, SSA89, credit supplements, and title reports.
• Requests payoffs and updated insurance declaration pages showing desired mortgagee clause.
• Orders master policies and condo documentation from various home owner associations as needed for condo loans.
• Conducts weekly pipeline meetings with loan officers and management.
• Provides members and Real Estate Lending personnel with quality mortgage loan processing according to the credit union's policies, practices, and procedures. Keeps abreast of all Fannie Mae underwriting guidelines as required.
• Obtains all needed deposit, income & employment verifications for loan packages.
• Coordinates communications between members, realtor, attorney, seller, and appraisal management firm.
• Prepares loan underwriting package for submission to underwriter.
• Complies with Credit Union Policies and Procedures, as well as regulatory compliance.
• Obtains all needed documents from the member, real estate agents, and any other 3rd party as necessary to fulfil loan approval requirements.

Behaviors

Required

• Dedicated: Devoted to a task or purpose with loyalty or integrity
• Functional Expert: Considered a thought leader on a subject
• Team Player: Works well as a member of a group
• Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well

Motivations

Required

• Goal Completion: Inspired to perform well by the completion of tasks
• Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization
• Growth Opportunities: Inspired to perform well by the chance to take on more responsibility
• Financial: Inspired to perform well by monetary reimbursement

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)