Credit Research Analyst - Associate

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Description

We are seeking an Associate Credit Research Analyst to join our fixed income team. The analyst will be supervised and mentored by the Director of Municipal Credit Research while conducting municipal credit research and analysis in support of institutional client portfolios. This is a hybrid position.
Primary Duties

• Develop municipal sector credit expertise
• Monitor assigned issuers and sectors, as well as the broader municipal market, for changes in risk factors
• Municipal budget and tax analysis, financial statement modeling and synthesis of municipal sector developments and market news flow
• Actively engage with municipal credit team and portfolio managers, and participate in portfolio- and credit meetings
• Provide, maintain, document and communicate proprietary credit assessments to inform portfolio management decisions and to comply with regulatory requirements
• Perform related ad hoc projects and requests
• Conduct in-depth qualitative and quantitative fundamental analysis in order to assess credit and market risks for assigned investment grade issuers and sectors

Basic Qualifications

• One to two years of experience in investment and securities industry
• Bachelor's degree in business, finance, econ, public policy or related, or equivalent experience

Preferred Skills/Experience

• Well-developed analytical skills, rigorous attention to detail and demonstrated ability to synthesize a variety of factors
• Experience with the Bloomberg Terminal
• Basic knowledge of fixed-income markets and securities, financial analysis techniques and credit rating factors
• Good understanding of the economy and market conditions
• Advanced Excel capabilities
• Demonstrated intellectual curiosity and desire to learn
• Solid understanding of accounting, finance and investment principles
• Ability to work independently and prioritize effectively
• Effective verbal and written communication skills
• Basic understanding of institutional investment management

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Learn how the way we work at U.S. Bank drives meaningful relationships with our customers and collaboration across the company.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)
• Pregnancy disability and parental leave
• Short-term and long-term disability
• Basic term and optional term life insurance
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• 401(k) and employer-funded retirement plan
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.