Bsa Analyst Jobs

| FLSA: | Non-Exempt | POSITION TITLE: | BSA Analyst | CATEGORY: | Full Time | LOCATION: | Branch | SHIFT: | Monday–Friday, some Saturdays Flexible; typically, between 8:00 AM and 5:00 PM | REPORTS TO: | Chief Compliance Officer
Summary
The position of BSA Analyst is focused on performing Due Diligence reviews on Cannabis related entities, internal monitoring of Cannabis related activity for adherence to all Bank Secrecy Act/Anti-Money Laundering requirements, State/Local rules and regulatory requirements, and with Bank policies and procedures. This position will assist the Compliance Officer in implementing and adhering to the Bank’s Compliance Management System Policy and Compliance Management System Program. This position will provide written documentation/reports, related to the Bank’s Cannabis customers to the Compliance Officer. In addition, this position will assist in training Bank personnel in Bank Secrecy Act/Anti-Money Laundering compliance matters as well as in Bank procedures. Further, this position will function as a resource to assist Bank personnel in resolving compliance related questions/issues and will recommend solutions to compliance/procedural issues noted during monitoring reviews.
Essential Duties
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Provide monitoring reports to Compliance Committee as necessary.
• Responsible for updating risk assessments for cannabis related businesses.
• Review and monitor state licensing requirements for various account types.
• Participate in bank training to enhance skill set and meet compliance requirements.
• Participate in bank training to enhance skill set and meet compliance requirements.
• Other duties as assigned by the Compliance Officer.
• Assists in answering telephones, answers questions and direct callers to proper Bank personnel
• Must be organized, self-motivated and team player
• Non-Exempt - Ability to work your schedule up to 40 hours with little or no overtime and complete tasks assigned.
• Perform on-site cannabis business monitoring as necessary.
• Ensure accuracy, timeliness and complete documentation of internal monitoring review(s).
• Cross-sell the Bank's other products and services, referring customers to appropriate staff as indicated.
• Foster teamwork in the branch or department to ensure a positive overall customer experience and positive work environment.
• Ability to operate a personal computer
• Complete and review checklists associated with various product lines.
• Monitor and review day to day transactions related to cannabis business accounts.
• Provides an effective customer experience and assists in resolving problems within given authority.
• Collect and review corporate records, ownership information, ongoing financial statements and business licenses as needed.
• Conduct CIP review and validation prior to opening accounts.
• Answer telephones, answer questions and direct callers to proper Bank personnel
• Ensure proper new account documentation is obtained prior to opening account.
• Conduct high risk account reviews, including trending various transaction types.
• Operates computer terminal office machinery to process account activity, determine balances, and resolve problems within given authority, image documents, etc.
• Punctuality and good attendance are imperative
• Perform duties related to other compliance department related activities/duties as assigned.
• Conduct due diligence prior to opening account to ensure all regulatory components have been met.
• Foster teamwork in the branch or department to ensure a positive overall customer experience and positive work environment.
• Responsible for accurate completion and filing Suspicious Activity Reports as needed.
• Maintains files, copies and faxes documents.
• Responsible for all areas related to Bank Secrecy Act including but not limited to: CTR and SAR filings, high risk account reviews, MSB reviews, CTR exemptions, CIP, OFAC, onsite visits, Beneficial Ownership, etc.
• Monitor cash transactions and complete the filing of Currency Transaction Reports as needed.

Minimum Requirements
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
Must be able to pass a background and credit check.

• Ability to maintain confidentiality at all times
• Proven ability to provide an Excellent Customer Experience
• Basic skills in computer terminal and personal computer operation; word processing and spreadsheet software.
• Basic skills in computer terminal and personal computer operation; word processing and spreadsheet software.
• Ability to deal with routine problems involving multiple facets and variables.
• High school diploma or general education degree (GED); and two years of banking experience, preferably with Herring Bank.
• Effective oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees.
• Complete in-house training based on requirements set up for this position
• Must follow company policies, all state and federal laws, regulations and guidelines
• Excellent social and networking skills to support the community bank image
• Basic math skills; calculate interest and balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; count currency, coin and negotiable instruments in a timely manner.
• Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.
• Ability to work with minimal supervision while performing duties.
• Must be a team player
• Effective Time management skills

The incumbent must be able to perform this position safely, without endangering the health or safety to themselves or others.
Secondary Duties
The position of BSA Analyst performs duties specific to the position and other functions as assigned.
Supervisory Responsibilities
The position of BSA Analyst has no supervisory responsibility.
Environment and Physical Activity
The environment for this position is an open office that is mostly clean and comfortable and may include driving a personal-owned vehicle approximately 25% of the time which includes exposure to the outside weather elements and moving mechanical parts. It may include some minor annoyances such as noise, odors, drafts, etc. The incumbent is in a non-confined office-type setting in which he or she is free to move about at will.
The incumbent in the course of performing this position spends time writing, typing, speaking, listening, lifting (up to 25 pounds), carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), driving, sitting, pulling, walking, standing, squatting, kneeling and reaching.
The incumbent for this position may operate any or all of the following: telephone, copy and fax machines, adding machine (calculator), check protector, money counter, credit card terminal, computer terminal, personal computer and related printers.
Mental Demands
The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions.
MEMBER FDIC – EQUAL OPPORTUNITY EMPLOYER
This is no necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other and/or different tasks be performed as assigned.
This is a remote position.