Credit Services Associate I Jobs

Monitors and reviews reports and works with other Credit colleagues to obtain necessary information to ensure that reporting requirements are met.

Bachelor's Degree Finance, Accounting or Business

Minimum 1 year of credit or financial analysis experience required

Minimum 1 year of experience in a banking or financial services environment required

Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans

Strong analytical, organizational, interpersonal and communication skills

Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws

Knowledge consumer finance and banking environment

Knowledge of State and Federal regulatory requirements

Knowledge of sales, credit, and funding processes in consumer finance

Knowledge of the retail automobile finance industry

Capture automotive finance contracts that meet Americredit/GM Financial profitability criteria for pricing and performance

C.Utilizes a customer relationship/resource/request management tool.

c.Utilizes a customer relationship/resource/request management tool.

C.Manages check in procedures regarding access for couriers, vendors, process services and surveyors.

c.Manages check in procedures regarding access for couriers, vendors, process services and surveyors.

Excellence in clinical care, service and communication

Collaborative within our institution and with others who share our mission and goals

Prior experience working in a financial institution is preferred, but not required.

Timely preparation of financial spreads and cash flow analysis for analyst and lender review;

Discussing the results of financial, collateral, and industry analysis to identify key risks and mitigating factors associated with credit transactions;

Ability to recognize, comprehend, and discuss financial concerns and other issues with lender and customer;

Attend borrower meetings and support lender through preparation of financial and industry analysis to be discussed with borrower;

Understand and discuss loan structure, repayment terms, and collateral with customer and loan officer;